CPA and Financial Advisor for Allentown
Coordinated tax, accounting, and investment advice for Allentown.
Shetland Financial serves individuals, families, and business owners across Allentown from our office just south in Center Valley. Allentown owners get clean books, payroll, and proactive tax planning under one roof. Families and pre-retirees get investment management built around the tax code, not bolted on after the fact. As both a CPA firm and a registered investment advisor, fee-only, flat-fee, and commission-free, we bring your tax strategy and your investments together, working directly with Kevin Dodgson, CPA, CFA, CFP®.
Approaching retirement in Allentown? See our retirement planning page for how we coordinate your withdrawals, conversions, and Social Security timing with your tax return.
Allentown is three different client bases in one city. The center city and the business districts around it are dominated by owner-operated companies, trades, and professional practices. The West End and the surrounding neighborhoods hold a large population of established households and pre-retirees. And the hospital systems and larger employers across Lehigh County produce a steady stream of people with employer retirement plans, deferred compensation, and sometimes equity that nobody has ever explained to them properly. Those three groups need genuinely different advice.
For business owners. The recurring problems are books reconciled once a year rather than maintained, an entity structure chosen years ago that no longer fits current profit, quarterly estimates guessed at instead of calculated, and no plan for what the business is worth when the owner wants to stop. All four are fixable, and all four are cheaper to fix early.
For employees and pre-retirees. If you have a 401(k) or 403(b), possibly a 457, and perhaps a pension option, the sequence in which you draw on them in retirement has a large effect on lifetime tax. So does the timing of Roth conversions in the window between stopping work and starting Social Security. These are tax questions as much as investment questions, which is exactly why we would rather answer them with your return in front of us.
Local tax filings, done properly. Earned Income Tax and Local Services Tax obligations in Pennsylvania follow both where you live and where you work. Allentown households frequently have one earner working in a different municipality, and businesses here often have staff spread across Lehigh and Northampton counties. It is routine work, but only if somebody is paying attention to it.
Run a practice rather than a general business? See our pages for therapists, dental and medical practices, law firms, and contractors and trades.
Nearby: Whitehall, Bethlehem, Emmaus, and Center Valley.
What you get
Business accounting, payroll, and tax in one place. Allentown owners get the whole back office under one roof.
Investment management coordinated with your taxes. Your portfolio is built around the tax code, not bolted on afterward.
Fee-only, flat-fee, no commissions. You always know what you are paying, and our advice has no strings attached.