Wealth Management

Investment management that is actually built around your taxes.

Most people keep their investments in one place and their accountant in another, and the two never speak. That is where money quietly leaks: a poorly timed sale, a missed Roth conversion, gains taxed higher than they had to be. At Shetland Financial, the person managing your portfolio is also a CPA, so your investment strategy and your tax strategy are designed together, not bolted together in April. We build and actively manage a diversified portfolio matched to your goals and risk tolerance, then layer in the tax moves most advisors leave on the table: tax-loss harvesting, asset location, and withdrawal sequencing that keeps more of what you earn. Because we are fee-only and flat-fee, there are no commissions and no products in the background, just advice you can trust at a price you see up front.

What you get

One fiduciary for investments and taxes. The person managing your portfolio also understands your full tax picture.

Active, tax-aware portfolio management. We harvest losses, place assets thoughtfully, and time decisions to keep more of your returns.

Flat fees, no commissions, no surprises. You know exactly what you pay, and we have nothing to sell you.