Business Retirement Plans for Business Owners

Lower your tax bill while building your own retirement, and your team’s.

A well-chosen retirement plan is one of the most powerful tax tools a business owner has. The right plan can move a large amount of income out of this year’s tax bill and into your own retirement, while giving your employees a benefit that helps you hire and keep good people. The catch is that the options vary widely, from a simple SEP-IRA or SIMPLE to a 401(k) or a cash balance plan that can shelter far more, and the best choice depends on your income, your age, and who else is on payroll. As a CPA firm, we run the numbers, recommend the plan that fits, coordinate the setup, and make sure the contributions line up with the rest of your tax strategy. Because we also handle your books, payroll, and personal planning, every piece stays connected. Fee-only and flat-fee.

What you get

Choose the right plan: SEP, SIMPLE, 401(k), or cash balance. We match the plan to your income, age, and team so you shelter the most.

Shelter business income while funding your retirement. Turn a tax bill into your own future, year after year.

Coordinated with your payroll, books, and personal tax plan. The plan fits the rest of your finances instead of standing alone.