CPA and Financial Advisor for Bethlehem
A CPA and a financial advisor for Bethlehem, working as one team.
Shetland Financial serves individuals, families, and business owners throughout Bethlehem from our office just south in Center Valley. As a fee-only CPA firm and registered investment advisor, we handle your taxes, your books, and your investments together instead of leaving you to coordinate three providers who never speak to each other. You work directly with Kevin Dodgson, CPA, CFA, CFP®.
Bethlehem is an unusual place to advise in, and in a useful way. The city sits across two counties, which means neighbors a few streets apart can face different county-level treatment on property and different local tax collectors. The employment base runs from the universities and St. Luke’s to the businesses that have grown up around the old Steel site and the Southside. Households here often mix a stable institutional salary with equity compensation, consulting income, or a rental property, and those combinations are exactly where uncoordinated advice gets expensive.
If you work at Lehigh, Moravian, or a hospital system, the planning questions tend to be about retirement plan choices, whether a 403(b) and a 457 can both be used, and how to think about a pension option when one exists. If you own a business on the Southside or along Stefko Boulevard, the questions are about clean books, payroll across municipalities, and paying yourself in the most efficient way. We do both, which is the point.
Owning property in Bethlehem also raises a question people often defer: Pennsylvania levies an inheritance tax on transfers to children and other heirs, which surprises families who assume the federal exemption means there is nothing to plan for. For long-held Bethlehem homes and family businesses, that is worth addressing while there are still straightforward options available.
Working with a business in Bethlehem? Our business owners page covers how we combine bookkeeping, payroll, and tax planning. Approaching retirement? See our retirement planning page.
Proudly serving Bethlehem, Fountain Hill, Freemansburg, Hanover Township, and Bethlehem Township.
What you get
Two counties, handled correctly. Bethlehem straddles Lehigh and Northampton, and we file the local returns to match where you actually live and work.
CPA and investment advisor in one place. Your portfolio is built around your tax return, not bolted on afterward.
Fee-only and flat-fee. Transparent pricing up front, no commissions, and nothing being sold to you.